expatwhy.

Cost of living in Kotor

One person can expect roughly $1,078 a month in Kotor, before flights and one-off setup costs.

one person, monthly

$1,078

family of four, monthly

$1,836

What that actually covers.

Monthly cost components for Kotor
ItemUSD / month
Rent, one bedroom

Modelled from a country baseline, not a quoted listing.

$535
Food and groceries$230
Utilities$70
Mobile data$15
Local transport$50
Coworking

20/day × 4 days/mo regional estimate

$80
Buffer

Headroom for everything not itemised above.

$98
Total$1,078

Estimate. Rent is modelled from a country baseline, not a quoted listing.

What this figure leaves out

Flights, visa fees, health insurance, a rental deposit (often one to three months up front), agency fees, furniture, and the first-month overlap where you pay for a short stay and a lease at the same time. Budget for those separately; they are a one-off cash need, not a monthly cost.

where these numbers come from

  • · Rent: national statistics offices and published rent indices where a source exists for the city, otherwise a country baseline.
  • · Everyday costs: published operator and transit tariffs, plus regional baselines where no city figure exists.
  • · Currency conversion: European Central Bank daily reference rates.

Last reviewed 2026-05-24. Full method, licences and the list of sources we rejected are on the methodology page.