expatwhy.

Cost of living in Pemba

One person can expect roughly $751 a month in Pemba, before flights and one-off setup costs.

one person, monthly

$751

family of four, monthly

$1,232

What that actually covers.

Monthly cost components for Pemba
ItemUSD / month
Rent, one bedroom

Modelled from a country baseline, not a quoted listing.

$450
Food and groceries$100
Utilities$30
Mobile data$8
Local transport$35
Coworking

15/day × 4 days/mo regional estimate

$60
Buffer

Headroom for everything not itemised above.

$68
Total$751

Estimate. Rent is modelled from a country baseline, not a quoted listing.

What this figure leaves out

Flights, visa fees, health insurance, a rental deposit (often one to three months up front), agency fees, furniture, and the first-month overlap where you pay for a short stay and a lease at the same time. Budget for those separately; they are a one-off cash need, not a monthly cost.