expatwhy.

/tools

Health insurance
cost estimator

Compare nomad-friendly plans by age. Rates from published provider pricing (2025).

Age group

SafetyWing Nomad Insurance

Travel + basic health, 180 countries. US limited.

Monthly

$45.08

12 months total

$541

$250 deductible per claim

Genki Explorer

Global health, no deductible, US included.

Monthly

$23.98

12 months total

$288

Private international (est.)

Full medical, dental, vision. Varies widely by insurer.

Monthly

$220

12 months total

$2,640

$500 deductible per claim

Rates sourced from published provider pricing (2025). Genki rates converted from EUR at 1.10. Actual premiums depend on nationality, pre-existing conditions, and plan options. Always review the full policy before purchasing.

We earn a commission if you sign up, no extra cost to you.